Fintegral — Build financial products the whole world can use

One financial network

Built for every financial product. Engineered for every financial need.

Connectivity is only the beginning. Fintegral is designed to turn fragmented financial relationships into one permissioned, normalized, observable system—from first consent through verification, decisioning, and movement.

Connect

One permissioned entry point to the financial life.

Banking, payroll, tax, benefits, wealth, identity, and future adapters belong behind one consistent consumer experience.

Verify

Evidence, not another black box.

Normalized income, employment, assets, and identity — each result carries the evidence that produced it.

Income $8,420 / mo Verified

Employer Northwind Ltd. Matched

Ownership 4 accounts Evidence linked

Move

Orchestrate money without losing trust.

Payment rails, settlement logic, jurisdiction, and licensing remain explicit backend and compliance boundaries.

How it works

Three calls from empty database to verified customer.

Open a scoped session.

You create a session server-side naming the products and scopes a single journey may touch. It expires in fifteen minutes and can never exceed what you declared.

POST /v1/connection-sessions

Your customer grants access.

They pick their institution, see exactly what each scope returns, and authenticate at their bank. The credentials are exchanged there — they never reach your browser or ours.

Fintegral Connect · hosted or embedded

Read one normalized profile.

Every source resolves into the same canonical shape, with the provenance and timestamp on every field, plus signed webhooks when anything changes.

GET /v1/financial-profiles/{id}

The product system

Every signal, shaped into one experience.

Front-end journeys are fully represented. Unknown institution coverage, exchange logic, risk policy, government access, and payments remain named integration boundaries—not disguised as finished infrastructure.

Connect your financial life ×

Choose a source

You remain in control. This prototype uses synthetic data and never requests real credentials.

BankingBalances and transactions

PayrollEmployment and income

TaxTranscript consent ✓

Built for real financial life

Finance is personal. Its infrastructure is global.

Fintegral is designed around the people granting access and the real-world systems moving behind every permissioned connection.

Permission understood User controlled

Human-scale trust

Clear permission. Real confidence.

Consent experiences should feel understandable, calm, and worthy of the financial life behind them.

Data sourceBanking VerificationPayroll + income PermissionedTax + benefits

A world in motion

One network across financial cultures.

Banking, payroll, identity, tax, benefits, wealth, and future movement rails—composed through one product language.

Built for developers

A clean contract behind every beautiful screen.

The front end models stable domain objects and failure states. Replace the local adapter with production session, consent, exchange, normalization, risk, and webhook services.

Read the contract

// Backend placeholder: create a short-lived connection session.
const session = await fintegral.connections.create({
  customer_id: "cus_01J...",
  products: ["banking", "payroll", "tax"],
  scopes: ["balances.read", "income.verify"],
  redirect_uri: "https://app.example.com/return"
});

fintegral.open({ token: session.client_token });

{
  "profile_id": "fin_profile_01JX9",
  "consent_id": "consent_01JX9",
  "sources": ["banking", "payroll"],
  "status": "ready",
  "evidence": {
    "income": "verified",
    "ownership": "matched"
  },
  "mode": "synthetic_preview"
}

Coverage

25,000+

banks and financial institutions, reachable on one connection.

Retail banks, credit unions, payroll systems, tax and government sources — through one integration, in most countries on earth. Every institution in that number is named in our public directory: search your own market before you sign anything.

6Data classes, one schema

1Integration to maintain

215Markets reachable

Coverage as of August 2026. An institution is counted only where a connection is live and testable in sandbox — every one is listed by market in the coverage directory.

Implementation map

No fake APIs. No mystery boxes.

The areas that require production infrastructure, institutional agreements, security evidence, or legal decisions are named in the interface and in the downloadable contract.

You send

You get back

Latency target{{ lSlo }}

Owned by{{ lOwnerLong }}

Idempotent{{ lIdem }}

“{{ aiQuestion }}”

{{ n.n }} {{ n.name }}{{ n.meta }}

FINTEGRAL VOICE

Ask your money anything.

Hear the answer in 142 languages.

It reasons across every account your customer connects — investments, budget, risk, cash flow, retirement, tax — then answers aloud, in their language, with every number traced back to its source.

Hear a live answer See the evidence

+130 more

Fintegral Voice {{ aiState }}

{{ r.n }} {{ r.read }} {{ r.val }}

Sources and evidence6 accounts connected · read-only · revocable at any time See all 6 sources →

142spoken languages

380msmedian response

Every figure citedfrom connected sources

Consent-scopedby design

Start building

One integration. Every market you enter next.

Sandbox keys are issued the moment you finish the spec — no sales call, no contract, nothing to uninstall when you go to production.

01 Write the specfive questions · about 60 seconds

02 Open your first sessionPOST /v1/connection-sessions

03 Read one normalized profileGET /v1/financial-profiles/{id}

Build financial products the whole world can use.