What we can verify
Each one names what comes back, a real example of it, and the minimum evidence required before we will call it verified. Nothing is inferred from a single reading.
When the sources disagree
A payroll record and a tax transcript that differ by two percent is a raise. Differing by forty percent is something else. Most providers reconcile silently and hand you one number. We hand you both, the delta, and the rule that decided the verdict — so an adverse action is one you can actually explain.
The people on the other side
Three slots for the photography that grounds the product: the person being verified, the person deciding, and the paperwork this replaces.