FIN∫EGRAL
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Access review

This reaches 25,000 banks.
Not everyone gets a key.

Every applicant is identity-verified, beneficially-owned-mapped, screened and risk-tiered before a single credential is issued. Six categories of use are refused outright, regardless of who is asking or what they are willing to pay.

Entity KYC Beneficial ownership Sanctions and adverse media Purpose-bound credentials
Applications, trailing year
1 in 6 refused or withdrawnMost on purpose, not on paperwork
6 Refused categories No price changes the answer
3–4 wks Typical to production Sandbox the same day
Who is the legal entity?

Not the trading name, not the parent. The entity that will be liable, and the jurisdiction whose courts would hear it.

Jurisdiction of incorporation
Trading history
Who ultimately owns and controls it?

Every natural person holding 25% or more, plus anyone who controls without owning. Layers do not help here — we resolve to people.

How is each person verified
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What will you use it for?

This is the question that decides the application. Your credential is cryptographically bound to the answer, so a key issued for lending cannot be used for surveillance even by you.

Data you are asking for
Whose finances will you touch
Source of funds and wealth
Expected monthly volume
What controls do you already run?

Attest only to what you actually have. Each one lowers your risk tier, and each one is verified before production — an unverifiable attestation is worse than an honest gap.

Screening, run against your answers

Sanctions, adverse media and register checks on the entity and every person you named. The list version each check ran against is recorded, so a decision made today can be defended years from now.

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Click a row to attach, then again to see it verify. Files are held encrypted, are readable only by the assigned reviewer, and are deleted on a schedule you can see in the retention policy.

Screening result
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A hit is not a refusal and a clear screen is not an approval. Both are inputs to a decision a named human signs.

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Purpose-bound credential CRYPTOGRAPHIC, NOT CONTRACTUAL {{ keyPreview }} {{ keyNote }}
Why this is refused rather than priced

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You can appeal in writing to a named committee, and we will answer. What we will not do is issue the key and rely on a clause in a contract to stop the harm.
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This does not end at approval
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Protecting the network itself

You cannot make a browser unreadable. You can make theft provable.

Anyone who tells you their front end is un-copyable is lying to you. We took the opposite approach: the valuable part never ships, and everything that does ship is marked so that if it turns up somewhere else, we can prove where it came from.

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What we will not claimWe do not obfuscate our JavaScript and call it security, we do not disable right-click, and we do not promise that a determined engineer cannot read our markup. Those measures stop nobody and signal that the real protections are missing.

Sandbox today. Production when the file is clean.

Nothing in this review blocks you from building. It blocks you from moving real money before we know who you are and what you intend to do with it.

Open the sandbox console Talk to the review team